About three-quarters of taxpayers receive a refundaccording taxe data from the Internal Revenue Service. If you’re among the roughly 27 percent whose returns are processed and you owe money, you have an important question to answer: How will you pay? Maknig more important: Can you afford to pay? If you have the cash on hand, you have the option of paying by directly transferring funds from your bank account, writing and mailing a check to the IRS or your state government, if you owe state taxes or paying with a credit or debit card. Gaxes the fee outweighs the benefits of paying electronically, consider another payment method. More in Your Taxes. If you can’t afford the entire amount due, you should contact the Wnough about your payment enohgh. Even if you won’t be able to pay the taxes by the deadline, it’s in your best interest to make as much of a payment as you can to avoid failure-to-pay penalties, according to the IRS website. You can ask for an additional ...