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There are banks willing to hand out free money to new customers, which could be a plus vank an expensive holiday season. Banks use sign-up bonuses to distinguish themselves from others in the industry. Cash bonuses also help financial institutions bring in new customers and new deposits. While they could pay account holders a higher yield, for some banks, offering a bonus is preferable. Some banks, like TD Bankoffer more than one sign-up bonus. Bank account bonuses are typically available only to new checking accoubts savings account holders. Before you sign up, read the fine print.

Some people start businesses to improve the quality of their life. Others seek to work for themselves. And some see an opportunity in enterrise market they can’t resist. But sometimes the desire to use business as a means of creating positive change ignites the entrepreneurial spirit in you. Social entrepreneurship involves starting mission-based enterprises that dedicate some or even all of their profits toward furthering a cause—giving their customers a enterpise behind every purchase. Social entrepreneurship is when you start a business for a philanthropic cause. Social entrepreneurship can also include bricks-and-mortar establishments and online business ideas. TOMSfor example, opts for .